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PayMonitor
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★The Notebook, Upgraded

Know Exactly What is Safe to Spend

Ditch the paper notebook. PayMonitor is your clean, personal financial assistant. It tracks your cash, locks away what you owe for monthly bills or friend loans, and tells you exactly what is safe to spend today—even with a variable salary date.

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Real-Time Simulator

Cash in Hand

৳30,000

+ Salary Added

Locked for Bills

৳4,700

EMI & DPS Due

Safe to Spend

৳25,300

This money is yours to spend freely.

Notebook Log: Bike EMI- ৳2,700
Notebook Log: DPS Contribution- ৳2,000
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No Rigid Cycles

Your salary is variable, and that's okay. Cash in Hand is a running lifetime total that adjusts dynamically when money arrives and goes.

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Obligation Checklist

Input upcoming EMIs, DPS dates, or loans from friends. Settle them manually once you pay them off, so they no longer restrict your safe spending limit.

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Purchase Simulator

Wondering if you can afford a new gadget? Simulate the EMI impact before you buy. See instantly how it locks down your cash for future months.